Chapter 7 Bankruptcy


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Chapter 7 Bankruptcy - My Specialty

Chapter 7 Bankruptcy | Melanie G. Hinson LLC - Daphne, AL

Dealing with financial stress is never an easy process, but once you decide that bankruptcy is right for you, the path to financial freedom opens. Deciding whether chapter 7 is right for you can be complicated but with Melanie G. Hinson LLC, you’ll have all the facts presented to you. This way, you can make the best decision for you and your family.

As a chapter 7 bankruptcy specialist in the Daphne, AL area, I am qualified to guide you through the bankruptcy process. With chapter 7 bankruptcy, you will have many, if not all, of your debts eliminated. The courts will look to liquidate your assets in order to pay some of your debts. You’re basically hitting the reset button on your financial situation. Given the severity of debt with so many people, this is by far the best option.

With experience and training in chapter 7 bankruptcy law, can help you understand each part of the process, including:

Qualifications - Bankruptcy is the appropriate choice for many people but there are a few qualifications to meet. If you earn too much, the court could determine that a chapter 13 repayment option is best for you. Also, if you’ve filed for bankruptcy in the previous six to eight years, you won’t qualify.

Automatic Stay - The moment your bankruptcy is filed, your creditors will be notified and they will have to immediately cease all collections efforts. This will be huge weight off of your shoulders.

Trustee - Once the process begins, you’ll have a court appointed trustee who will assist in certain parts of the process. It’s the trustee’s goal to review your paperwork to ensure it’s completely properly and to liquidate your nonexempt property to distribute to your creditors.

Call today to find out how I can help you complete your chapter 7 bankruptcy!